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Chapter 222 - Loan From the Trade Caravan



Chapter 222: Loan From the Trade Caravan

After receiving the summons, Joslin arranged the trade caravan and quickly walked into the council hall.

At the same time, his eyes were filled with amazement as he bowed to Kant. “It’s a pleasure to meet you, Lord Kant. I didn’t expect that your estate has already been built into such a magnificent castle. I’m really proud of your achievements.”

“It will be better in the future, Joslin.”, Kant smiled to express his welcome. “I’m also very happy to see you come. You should know that I’m very short of denar at the moment.”

“That’s a little straightforward, Lord Kant.”, Joslin shrugged awkwardly.

“Hahaha.”

Kant laughed a little self-deprecatingly. “I’ll sell everything that can be sold in my castle warehouse now. Otherwise, I won’t have any military expenses for the next month.”

“Is it that serious?”, Joslin was slightly stunned.

“Of course.”, Kant was also somewhat helpless. “The cost of building this castle is not cheap.”

“So that’s the case.”

Joslin sighed and said solemnly to Kant, “Lord, I will calculate the price of the goods according to the market price. You won’t suffer any losses. Please rest assured.”

“Yes, please.”, Kant nodded.

After a pause, he asked Kant, “How do you calculate the price of those elemental gems and gold?”

Kant had quite a number of elemental gems at the moment.

When he was not in “Drondheim”, Firentis would summon elemental giants every week.

The elemental gems produced after killing the giants almost filled up the small box.

Currently, Kant had a total of 36 earth elemental gemstones and 12 water elemental gemstones.

Joslin also understood these exquisite gemstones that were damaged by the arrows. He lowered his head slightly and estimated in his mind for a moment before raising his head and saying, “I can buy these defective gemstones at 500 denars each.”

“Then these 48 elemental gems can bring in a profit of 24,000 denars?”

Kant raised his eyebrows slightly. There was a hint of joy in the depths of his eyes.

“That’s right.”, Joslin nodded.

“The price of these elemental gems is very generous.”, Kant’s heart was moved. Perhaps the elemental giants that were produced every week could become the source of the denars in the future, adding a way to obtain the denar!

However, Joslin reminded him, “Lord Kant, I don’t recommend that you sell these elemental gemstones to the public.”

“I remember that you once said the same thing.”

Kant frowned.

Joslin had indeed said these words, but the problem was that he was currently short of money.

If he did not sell these elemental gemstones, the entire administrative system of “Drondheim” Castle would probably deteriorate. He would not be able to pay for the maintenance for the large troop of soldiers, and there would be a lot of solders escaped and disbanded.

The army was Kant’s foundation!

Manid also spoke to Joslin, “Currently, the financial revenue is lacking. We can only exchange the elemental gemstones and the sun disc for denar.”

“Although I don’t understand, these elemental gemstones and rare items forged from gold are really not recommended to be sold.”

Joslin’s tone was grave.

After hesitating for a moment, he suggested to Kant, “Perhaps some scholar can analyze the power of these elemental gemstones. If it’s a legendary mage, he might be able to use the power of these elemental gemstones. It won’t be to the extent that they would only be used as decorations on the Continent of Caradia. Their effects would be much greater.”

“A mage can use the power of these elemental gemstones?”

Kant’s pupils shrank. This was really an unexpected news.

However, when he thought of his current lack of money, he smiled bitterly and said, “I can’t help it. I’m very short of money right now. Without denar, I can’t maintain the army.”

“If you’re short of money, Lord Kant, perhaps I have a way.”

After pondering for a moment, Joslin opened his mouth.

“What way?”, Kant asked.

“I can lend you a loan.”, Joslin’s expression was solemn and serious, he said to Kant, “I can provide a loan service between 10,000 denars and 100,000 denars. The repayment period is one month. Of course, on top of the principal of the loan, I will charge an additional 20% interest.”

“20% interest?”, Kant raised his eyebrows slightly. “This interest is quite high.”

“Please understand me.”

Joslin lowered his head apologetically, but his expression was still solemn as he said, “This is the current capital of the trade caravan. Although Reyvadin forbids external loans during a daily business journey, for you, Lord Kant, I want to help you tide over this predicament temporarily, there is no problem for that. I’m guess even King Yarogelk would agree.”

“Oh, is that so?”, Kant’s face was calm, but his eyes flickered.

What Joslin said moved him.

Although it was 20% interest, a one-month repayment deadline was completely achievable for Kant.

However, Kant still turned to look at Manid, who was beside him. He gave a curious look this business elite. “Manid, what do you think of Mr. Joslin’s suggestion?”

“Yes.”, Manid nodded solemnly.

“That’s good.”

Since Manid had expressed his agreement, Kant did not have any concerns.

However, in order to ensure that his side’s interests were maximized, Kant asked Manid, “Based on the current situation, how much denar do you think we should borrow?”

“If it’s possible, at most.”, Maind said, “100,000 denars.”

“100,000 denars.”

Kant frowned slightly and nodded, “Then 100,000 denars!”

“I will transfer these loans to your account properly.”, Joslin nodded and surprisingly said a somewhat modern term, just like a banker.

On Kant’s retina, the dialog box then popped up.

[ Ding... system prompt ]

[ You will be loaning 100,000 denars from the Kingdom of Vaegirs for a period of one month. In addition to the principal repayment upon deadline, there will be a 20% interest of 20,000 denars. ]

[ Yes/No? ]

This was the dialog box that popped up from the system. It could be seen that this loan had been recognized by the system.

Kant, on the other hand, was slightly stunned.

He suddenly thought of a MOD that had once been popular in the original version — the bank patch.

It was just like the current situation.

Not only could one save and withdraw money, but players could also borrow money when they were short of money. At the same time, they could also lend and invest when they had a lot of money. It was extremely suitable for the patch series MOD in the real world. He did not expect that it would also be integrated into the golden finger by the system.

“Confirm the loan!”

Kant immediately nodded in agreement.

Along with the crisp sound of metal coins colliding with each other, the balance of the deposit soared.

[ Balance: 102,630 denars ]

“Happy cooperation.”

Joslin nodded respectfully at this time and said to Kant, “I believe that you will use these loans to quickly earn enough principal and interest to complete the magnificent transformation. I believe that very much.”

“Thank you for your help, Joslin.”, Kant nodded with a smile.

“It’s just a small amount of help.”

Joslin appeared very modest.

Manid smiled at Joslin and asked him, “Mr. Joslin, you have been the leader of the trade caravan in Reyvadin for many years. I wonder if you want to have a better development?”

“Huh?”, Joslin was slightly stunned. “Better development?”

In fact, Kant also looked at Manid in a daze, not understanding what he meant.

Manid smiled and explained, “Lord Kant has two trade caravans, but he lacks people like you, Mr. Joslin, who know how to do business and lead the trade caravan.”

“That’s right, that’s true.”, Kant thought about it, but he nodded his head.

Joslin’s talent in business was not bad.

Although he could not compare to Manid, leading the trade caravan to various cities was not a problem for him.

Manid wanted to recruit talents for Kant.

As the lord, Kant also looked forward to the talents joining him. He said sincerely, “Joslin, I am very short of talents in business. If you can join, I think it will relieve a lot of my pressure.”

“Is that so?”, Joslin’s face was slightly stunned, but his eyes were flickering. He was indeed moved.

This was the land of miracles.

A place that everyone in the entire Continent of Caradia wanted to come to.

After swallowing his saliva, Joslin still stabilized the emotional ripples in his heart, he said solemnly to Kant, “Lord Kant, please allow me to explain this matter to King Yarogelk. After all, I am still the leader of the Reyvadin Caravan. If I were to rashly leave my post during this business trip, I think it would be an extremely irresponsible thing to do.”

“I understand.”, Kant smiled and said, “It is good that you are willing to help me.”

“Of course, I am willing to accept your invitation, Lord Kant!”

Joslin looked at Kant and at Manid at the same time. He stood up very solemnly and bowed, he thanked him with the most ceremonious manner, “This is the land of miracles. After I have arranged for the daily handover this week, I am willing to rush to the castle on the second week to join your business team.”

“That’s good. When the time comes, Manid, I’ll let you help Joslin get started as soon as possible.”

Kant smiled and arranged for Manid.

“Don’t worry.”, Manid nodded, “Mr. Joslin is a dutiful leader of the trade caravan.”

In the entire Continent of Caradia, being the leader of a trade caravan was enough to show his ability.

And Joslin was even discharged from the army by the Vaegir knights.

He was quite talented in martial arts and business, and he had a natural sense of certain dangers. Even if he encountered danger, he could calmly handle it and perfectly overcome the danger.

Whether it was to let him lead a team to the Continent of Caradia, or to lead a random trade caravan, even if he went to the Stone Pass to carry out the table salt trade, he would be able to do it excellently.

Manid believed in Joslin.

It was precisely because of this that he wanted to rope Joslin to Kant’s s side and provide the necessary help for Kant’s rapid development of business. After all, there was a trade caravan that could go to the Continent of Caradia or other MOD worlds, they would bring a good amount of fortune. Being a merchant was an extremely profitable way to make money!

The three of them chatted happily.

However, Kant still remembered Joslin’s words.

He turned his head slightly and instructed the maid, “Send all the elemental gemstones in my room to the apprentice dormitory on the top floor. Tell them that if possible, please let them study these powers.”

“Yes, Lord.”

The maid nodded and immediately turned around to deal with it.


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